Research, not advice. This is what I found in public sources about prop trading firms. It is not financial advice or a recommendation to buy any challenge. A challenge is a paid evaluation: most people who try one do not get funded, and the fee is usually not returned. Rules, prices and ratings change often, so confirm everything on the firm’s official site. Some links here are affiliate links, explained in the affiliate disclosure. See the full disclaimer.
Is FXIFY worth it? My quick verdict
FXIFY’s pitch is flexibility: build the account you want. Its critics’ pitch is that the building costs extra. In my Top 10 CFD prop firms it ranks seventh. It is permissive on strategy and has decent ratings, but the true cost of the features on the billboard is easy to underestimate.
What is FXIFY?
FXIFY launched in 2023, with the FXPIG brokerage behind its infrastructure according to reviewers, and offers forex and CFD challenges plus an instant-funding product. Listings name Peter Brown and David Bhidey as founders.
How reputable is FXIFY?
- Public rating: about 4.3–4.4 on Trustpilot in one review; counts differ by source.
- Payouts: a self-reported $35–40 million+ across 200,000+ payouts.
- Trackers disagree: one gave an A+ safety grade but a 3.0/10 PFM score; an independent, non-affiliate critic gave 3.6 out of 5.
What do traders praise and complain about?
Praised: clear rules, quick approvals and support, and a permissive rulebook. Complained about:
- Add-on pricing. The independent review argues nearly every number on the billboard is a paid add-on.
- Spreads and commissions on some accounts (a 1-star review).
- Risk-review denials. Reviewers describe a pattern worth understanding before you buy.
I could not read Reddit directly; check recent forex subreddits too.
Which rules should you read before buying?
- The plan-specific rules: they are not uniform across plans.
- What triggers a risk review and how it is resolved.
- Which add-ons you must buy to get the split and payout frequency you expect.
How much does it cost and how do payouts work?
Compute the cost of the account with the add-ons you need, then compare it with FundingPips, whose split changes with payout cycle, and FTMO. Payout frequency is reported as 14 or 30 days, with bi-weekly as an add-on.
FXIFY pros and cons
Pros
- Permissive on strategies.
- Broker-backed infrastructure and decent ratings.
- Flexible product range.
Cons
- Add-ons raise the real price.
- Risk-review denials reported.
- Rules differ by plan.
Who is it best for, and who should skip it?
Best for traders who want strategy freedom and are happy to price add-ons. Think twice if you want headline numbers without extras.
How I scored FXIFY
- Track record and stability 25%3
- Public rating and review volume 25%3.5
- Payout evidence 20%3.5
- Rule stability and transparency 15%3
- Conditions and value 10%3
- Support and verification 5%3.5
Scores are my own editorial judgement from public sources, not a measurement. Weights are shown next to each criterion.
It earns mid-table scores for rating and payouts and loses points on value (add-ons) and track record. See the full ranking, or compare Blue Guardian.
Ready to look at FXIFY?
Reminder: I do not claim that any firm here is safe, that you will pass a challenge, get funded or be paid, or that trading will be profitable. Ratings are my editorial judgement from public sources, which are often affiliate-funded and sometimes disagree. Commissions never change a score. Only pay what you can afford to lose.